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GSpay online payment system


Updated on March 6, 2012
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General Information

Take no risk and save with our High Risk Offshore Merchant Account & 3rd party processing We specialize in providing offshore merchant account and third party merchant account payment solutions to international businesses . GSPAY provides a credit card payment gateway allowing you to clear all major credit cards   against very competitive rates. We provide reliable Merchant Account Services. If you use the GSPAY you will benefit of a substantial sales increase, as well as lower costs. GSPAY offers these solutions in integrated packages that will perfectly adjust to your company requirements, in any field of work. We processes for both low-risk and high-risk merchant accounts . We set your rates as determined by your type of business. "Low risk" businesses such as web hosting qualify for a lower rate, whereas a "High risk" business such as travel merchant account have higher rates. A business is generally classified as high risk when both its chargeback potential and the likelihood that it will shut its doors and disappear over-night are considered high based on the history of that type of business. Whether a business is considered high-risk by GSPAY and our banks depends on on many variables. For high volume merchants we provide XML API interface for direct credit card transactions processing .



Countries of use





Express Application

E-commerce Travel business Direct merchant account
5% 7% 6%

GSPAY's pricing model is unique and rates are determined by individual negotiation based on business profile (e.g. business type, processing volume and demographics). The tables below are an example for some of our rates:

Monthly turnover E-Commerce Hi risk Direct Travel
$10,000-20,000 5% 7% 7% 7%
$20,000-50,000 5% 7% 7% 7%
$50,000-100,000 5% unknown 7% 7%

Transaction Fee. GSPAY will charge a per transaction fee at a rate of USD $0,20-$1,00 depending on bank acquirer for credit card transaction services.
Refund Fee. GSPAY will charge a per refund fee at a rate of USD $0,50-$1,00 depending on bank acquirer.
Holdback (reserve fund) GSPAY will hold 5-10% from turnover for 180 days as security depost.
Chargeback Fee. A fee of USD $35.00-$50.00 (depending on bank acquirer) will be charged to the Client for every transaction which we process on the Clients behalf which is "charged-back" by the Customer.
Wire transfer Fee. GSPAY will charge a fee of USD$40.00 per wire transfer to a Merchants/Affiliates.
Payouts. We pay on weekly basis with 10-14 days (depends on bank) in arrears. Minimal payout amount is $4000.


Integration approaches


Information for developers

GSPAY credit card processing solutions include everything you need to get started quickly and process online payments securely and in complete confidence. As part of these solutions GSPAY offers both merchant account and 3rd party account for all types of eBusinesses. Through our extensive network of acquiring banks, we are able to provide even high-risk merchants with their own merchant accounts .  GSPAY provides a payment platform allowing you to clear all major credit cards  against very competitive rates. Within few hours you could be accepting all major credit cards ! Apply now and find out why we are the new leader in E-Commerce processing! Features Visa 3d Secure and Mastercard SecureCode available; Own descriptor for big volume merchants; XML API interface or hosted order page; Weekly or daily payouts (depends on turnover) Acceptance of the main credit card types; Secure Server (under SSL certificate); Complete products, services and membership management; Shipping fees management; Support shopping cart systems: OSCommerce, ZenCart, CubeCart, Shop-Script Customized shopping cart and order page design ; Integration, reporting and password management tools; Every country is welcome; Advanced Fraud protection system;

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