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OKPAY online payment system


Updated on February 24, 2012 by okpay
Views: 47813 | Clicks: 5416

Website Screenshot

General Information

About Company Okpay.com is a P2P and B2C web based payment system providing users with a virtual account that allows to easily load, send, receive and withdraw money as well as make purchases online. OKPAY is a widely spread electronic payments system and is among the world’s leading eWallet providers with over 300 000 account holders. OKPAY payment network offers an access to the great number of payment options for businesses in over 200 countries within one integration. OKPAY gives you complete online control over your finances. Say goodbye to long queues and paper work.



Countries of use



personal and business


Low commissions, starting from 0%

We have cut our service fees to the bare minimum to make OKPAY as cost-effective as possible and keep our customers satisfied.

We are building a reputation as one of the most straightforward and reliable payment processors who value long-term business partnerships much higher than fast profits.

Account registration
   Personal / Corporate Free
Merchant activation
   Personal / Corporate Free
Deposit and Payment fees
   Wire 0% *
   E-Currencies View E-Currency Fees
   SMS Payments View Fortumo SMS Payouts
   Exchangers & Partners At market rate ***
Cheques cashing
   USD Cheque 2,5% (min. $10, max. $400)
   EUR Cheque 2,5% (min. €8, max. €300)
   Funds will become available within 15-20 business days.
   USD/EUR/GBP/ect. At market rate
   Internal EUR 0.5% (min. €0.01, max. €2.99)
   Internal USD 0.5% (min. $0.01, max. $2.99)
   Internal GBP 0.5% (min. £0.01, max. £2.99)
Withdrawal fees
   Wire transfer EUR 1%, min. €10 **
   Wire transfer USD 1%, min. $15 **
   Wire transfer GBP 1%, min. £7 **
   Banking Details Clarification $30
   SWIFT Confirmation $30
   Exchangers & Partners At market rate ***
   OKPAY Debit Card View OKPAY Debit Card Fees
Security fees
   SMS Notification Free
   Annual Service Free
   Account Restoration €10

* The bank charges are USD: 1% (min. $12, max. $20); EUR : 1% (min. €10, max. €14); GBP: £4 on all incoming transfers. Please note, this is not the commission of OKPAY.
** Minimal bank transfer allowed to withdraw is €150 EUR / $150 USD. Correspondent bank charges vary and are paid by the sender.
*** Service fees of Exchange Partners may vary.

Integration approaches

online, e-mail

Information for developers

OKPAY SOAP API Overview The OKPAY SOAP API provides programmatic access to OKPAY features and services. Developers can build custom applications, tools, and services that correspond to the same services and tools available through the main OKPAY website, https://www.okpay.com/. Typical applications include searching for transactions, paying en masse, and making refunds. The API is based on open standards known collectively as “Web Services” which include the Simple Object Access Protocol (SOAP), Web Services Definition Language (WSDL), and the XML Schema Definition language (XSD). These standards are supported by a wide range of development tools on a variety of platforms. OKPAY uses SOAP version 1.1. OKPAY Service Location The OKPAY Web Services schema base and core components are required for developing applications to work with the OKPAY Web Services API. The following is the location of the WSDL and XSD files: https://api.okpay.com/OkPayAPI How SOAP API works Like many web services, OKPAY SOAP is a combination of client-side and server-side schemas, hardware and software servers, and core services. Figure 1. OKPAY SOAP High-level Diagram In an object-oriented processing model, the interface to SOAP requests/responses is an object in your application’s native programming language. Your third-party SOAP client generates business-object interfaces and network stubs from OKPAY-provided WSDL and XSD files that specify the OKPAY SOAP message structure, its contents, and the OKPAY API service bindings. A business application works with data in the form of object properties to send and receive data by calling object methods. The SOAP client handles the details of building the SOAP request, sending it to the OKPAY service, and converting the response back to an object. Operations that can be performed via OKPAY API API supports the following operations. General . General-purpose functions: get server time, verify if an account exists in the system, etc. Transfers . Moving funds from one account to another. With this command you can transfer funds in any of the OKPAY-supported currencies. History . Requesting history of a specified wallet. Additional parameters can be used such as date range, currency, destination account, etc. This function is also necessary if you wish to receive information about specific transactions. Balance . Wallet balance requests. Get a wallet's balance in all currencies or return the balance of a specified currency. Authentication An API call must always contain information that will let the API server to authenticate the calling user. This call will contain a Wallet ID and other information that will help the server to accurately identify the user submitting the request. Every server request to API must contain the following authentication information: WalletID. This is a wallet which has enabled API access and which the user wishes to query. SecurityToken. This parameter consists of a hashed line of text formed by concatenating the API’s access password and UTC date. Creating a security token To create a security token, use the following procedure. Apply concatenation to obtain the following line: Access Password:Date UTC in YYYYMMDD format:Time UTC in HH format. Do a hash of the above line by SHA256. For example, if API access password = MyApiPass and UTC date = 2010-06-01 14:55 (24h format) Concatenation of parameters: MyApiPass:20100601:15 SHA256 hash of the above line: 5950F9BDA723ECDF9859AD205412BB44E0DAB16630CA4462490DE64B02305F8D Security The OKPAY SOAP API service is protected to ensure that only authorized OKPAY members can use it. There are three levels of security: A required API username (WalletID) and an API security token; Secure Sockets Layer (SSL) data transport; Access filtering by IP address in the wallet's settings. An authentication failure at any of these levels denies access to the OKPAY SOAP API service.

Recent news

Posted on March 28, 2018
OKPAY Accounts Moving to MoneyPolo

On March 28 all OKPAY accounts are moving to MoneyPolo, okpay.com will not be available.

Read more on OKPAY

See all news of OKPAY

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