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PSBill online payment system


Updated on February 9, 2011
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General Information

Mystique Enterprises Ltd DBA PSBill is payment solutions provider in European Union. It has shown revenue and profit consistently, year over year, even during the difficult economic environment of the past. PSBill provides turnkey e-commerce solutions to thousands of business customers around the world. PSBill's proprietary technology supports back-office functions including financial reporting, tracking, fraud prevention, affiliate tracking, customer service and sales tracking.

We built our business realizing that the best way to be successful is to make your ongoing satisfaction our top priority. We look forward to helping you with all of your credit card processing needs now and in future.

PSBill enables any individual or business securely, easily and quickly to accept payments on the Internet. PSBill’s services build on the existing financial infrastructure of bank accounts and credit cards, and uses the world's most advanced proprietary fraud prevention system to create a safe, global, real-time payment environment for you and your buyers.

The third element reflects our commitment to evolving technologies. PSBill provides the most advanced processing platforms available to the various low and high risk industries. In addition to credit card processing, we can provide custom billing solutions utilizing ACH and EuroDebit.

As next-generation networks emerge, PSBill is there, deploying the intelligent infrastructures. Whether you’re a carrier looking to rapidly deploy new services, a Fortune 1000 enterprise-needing comprehensive, proactive security services, or an e-commerce leader wanting to securely process payments and reduce fraud, we can help.

Our exclusive banking relationships, superior customer service and technical innovation are the foundation upon which we support each and every customer. We’re PSBill. Where it all comes together.

Payments Solutions and Billing Services PSBill offers payment and related management e-commerce solutions for your business. We provide software, an Internet Virtual Terminal or integration, and a full range of payment processing services, including: MasterCard, Visa, ACH, and Euro Debit acceptance. PSBill also offers call center services, fraud control service, free shopping carts, member management, and low prices for Internet and retail businesses. High risk accounts are welcome. You will be able to easily process one-time or recurring payments.


Multiple currencies

Countries of use

Global Billing Services credit cards


private and business


The fee for setting up and maintaining high risk merchant accounts can differ considerably according to the provider, risk involved and the type of the business. Usually the setup fees for these accounts are quite similar to other merchant accounts, often around $500. Some providers may charge you as much as $7000. The transaction fee (around $0.5), discount rate (around 6.5% to 9%), rolling reserve (10% to 15%), and monthly/weekly settlements are usually higher than those of usual onshore merchant accounts. Most high risk merchant account providers do not demand any security or guarantee deposits. All high risk merchant accounts are multicurrency accounts.

Integration approaches

Credit Card Processing with a Payment Terminal

PSBill offers merchants a low-cost merchant account with high-value features. With PSBill Virtual Terminal Service, your credit card processing runs right over the Internet.


  • Detailed Reporting! Review summary information of transactions for the day, week, or month right on the Net. Details are just a click away. Downloadable, too!
  • Easy to use!Enter transactions right on the Internet.
  • Full-featured! Virtual Terminal Service accommodates all credit card transactions authorizations with deposit or without, deposit only, credit, address verifications, and more!
  • Secure! SSL encryption for your customers.
  • Flexible! Use it anywhere you use the web at your office, home or from your laptop anywhere around the world.
  • Real people in customer service! Our 24/7/365 customer service features real people to answer your questions.

Information for developers


PSBill offers a comprehensive array of payment processing services. Merchants who accept a variety of payments types – including credit cards, ATM/debit cards and checks -- enjoy greater sales than those who do not. Accepting multiple payment options encourages buying, stimulates impulse purchases, and helps grow your business. Non-cash purchase payments are an important option for both traditional and Internet businesses.

The most commonly-owned payment method is, the global-brand credit cards (Visa, MasterCard, American Express). If you are selling to consumers, accepting credit cards will allow you to expand your customer base and provide a more convenient method of payment than cash or checks. And if you are interested in selling over the Internet, accepting credit cards is a must. Credit card accounts are held by most consumers and businesses, and for many, are the preferred method of payment due to loyalty programs, lines of credit, and/or expense tracking.

Whether you are a new or well-established merchant, PSBill can provide efficient, secure, and attractively-priced credit card processing for physical and virtual payments. With PSBill’s multiple banking relationships, we can help new merchants establish their own account, and even process some merchant payments through other established accounts.

PSBill has a solid history in the Electronic Commerce arena. Our robust infrastructure for card-based payments enables us to offer the following credit card services:


Processing for MasterCard, VISA and American Express (the core global brands)
Processing for core regional brands around the world
Acceptance at physical, mail-order, telephone-order, and Internet transactions
Secure transactions employing global standards for physical and non-face-to-face transactions
Fraud controls, including address verification, account number validation, and CVV/CVC validation
Privacy policy for the payor (we do not sell the payor’s information)

PSBill can handle all types of businesses and all transaction sizes. We specialize in:


High-volume of transactions
Multiple currencies
Categories considered “high risk” in the credit card arena
Recurring as well as one-time payments

With our turnkey solutions, PSBill enables all types of merchants to accept credit cards. To speak with a representative about your needs and interests, please click here.

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