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Baian online payment system


Updated on July 22, 2011
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General Information

Baian Ltd. provides low-risk nad high-risk Internet merchant accounts
and credit card processing solutions. Our robust processing software
is the ideal solution whether you are an established online merchant
or a new webmaster who is planning to established an online presence.
Baian offers Direct Internet Merchant Accounts (IMA) for low and
high-risk merchants. We have negotiated special terms with a number of
International acquirers and banks to get merchant accounts for High
Risk and/or High Volume Merchants that cannot obtain credit card
processing from traditional banks.


USD - US Dollar GBP - UK Pound Sterling EUR - Euro HKD - Hong Kong Dollar JPY - Japanese Yen CAD - Canadian Dollar

Countries of use

All countries.




- Payments are made weekly and send via wire transfer to your bank account.
 - 10% of your gross volume of transactions will be deducted from each
billing statement and added to a rolling reserve fund for 6 months. It
will provide security for the acquirer and payment processor against
potential credit risks.

Integration approaches

- Application Program Interface (API) Server to Server
        Over the years, our online gateway processing platform has been
developed into a state-of-the-art, secure, centralized, internet-based
application to meet the exact demands of the online industry. our API
offers simple integration and allows you to accept card payments
directly on your site.

 - Virtual Terminal
        Our web based Virtual Terminal, used in conjunction with our secure
payment gateway, contains all the functionality needed for Merchants
to process electronic transactions. This solution allows merchants to
accept payments without a card-holders signature.
 - Hosted Secure Payment Page
        The secure payment page is for merchants who want to process secure
credit card payments via the Internet, without requiring a secure Web
site or programming expertise.

Information for developers

Once your are register to our system and you account is approved, we
will issued a unique WebsiteID and a password. Your account wil be
activated in testing mode during the integration account. This will
allow you to perform all facets of testing before you go live. Once
the integration is fully tested, we will set your account live and you
will be able to start processing

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