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Pay Junction online payment system

Pay Junction

Updated on December 20, 2013
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General Information

  • What is PayJunction?

    PayJunction is a paperless payment service for businesses to process credit cards and checks using any computer, tablet, or cell phone.

  • Who is it for?

    Any business that needs a service designed to process payments and collect electronic signatures.

  • Why use it?

    Paperless payments reduce costs and help eliminate fraud. It's also a green technology that costs less than you pay now. Why wouldn't you use paperless payments?



Process credit cards and checks with your web browser.

Simply swipe credit card transactions; this works with key-in cards and checks as well. We provide a secure web-based service that you can access from any computer. It's time to retire your old credit card terminal.

Go paperless with electronic signature capture.

Eliminate the need to store signed paper receipts by capturing electronic signatures. Our simple plug-and-play, USB signature-capture device can be installed and ready in seconds. Forget about the day of file cabinets full of signed receipts.

Reduce chargebacks by capturing signatures via email.

Yes, you read that correctly. For the first time, you can remotely capture signatures for card-not-present transactions. Our remote signature capture will give you unprecedented protection from chargebacks and fraud.

Process payments anywhere.

Wirelessly process mobile payments using phones and tablets. You'll never miss a sale again. All of your mobile transactions are instantly reported online.

Automatically bill your customer accounts.

Recurring billing is easy to set up and automates your billing processes. Simply set up an account then forget it. You are emailed a report when the accounts are billed.

Securely store your customer account numbers.

Storing your customer account numbers at your business is a liability. Use our secure account storage to protect your business and customer accounts.

Enable e-commerce with our payment gateway.

Enable e-commerce in seconds. Whether it’s our hosted shopping cart or third-party shopping cart, we have you covered. For developers, we have a full stack API ready to rock and roll.



Countries of use






  • Wholesale Pricing

    Just 0.75% per transaction. No monthly, annual, PCI or exit fees.

  • Free Equipment

    Qualified businesses receive a free swiper and signature capture device.

  • Next Day Deposits

    We deposit your funds in one business day.

  • PCI Level 1

    We are a PCI level 1 compliant service provider that is also HIPPA compliant.

Integration approaches

payment gateway, mobile, terminal

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