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Flint online payment system


Updated on April 9, 2014
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General Information

Flint is a mobile payment service for small businesses that makes it easier than ever to accept credit cards and increase customer engagement. Designed for businesses that operate outside of traditional retail stores, Flint's iOS and Android apps allow users to take credit cards without a card reader – by scanning instead of swiping – or via online invoice payments. The all-in-one platform offers digital coupons to facilitate customer loyalty and referrals as well as a merchant portal to track transactions, payments, invoice management and more. Flint is a secure Payment Service Provider which provides instant setup without a merchant account and low transaction fees. Founded in 2011 and based in Redwood City, California, Flint is backed by top-tier Silicon Valley investors and mobile operators.

Easy Credit Card Scanning

Simply position the main card number in the scan area to scan, then enter the card verification info. No credit card images or verification details are stored on the device or in the app during the credit card scan. The data transmission is securely handled using encrypted connections. Keyed entry is also supported as a backup option.

Simple Invoicing Online & Mobile

Get paid online or mobile with invoicing. Create, send and track invoices from the mobile app or online merchant portal for easy payments. Your customers will receive an emailed invoice containing your business information, the invoiced amount and a link they can click on to submit payment on mobile devices or desktop. Flint will also automatically send a reminder email to your customer when the invoice is over due so you don’t have to.

Accept Cash, Check, Debit & Credit Cards

Accept and track different payment types whether they be cash, check, debit or credit cards. Checks and cash are the newest forms of payments accepted by the Flint Mobile App. You can also re-send the receipt for any transaction.

Customize Receipts & Setting

Preset item menus, tips, sales taxes and custom memos. You can also add your logo, business info, and link to post Facebook reviews on electronic receipts. Plus, tune your card scanning and manual entry mode.

Create, Manage & Redeem Coupons + Passbook

Easily create coupons and attach them to email receipts at the end of transactions. Customers with iPhones or iPads can add the coupons to their Apple Passbook or save them as email. Discount is automatically applied to the transaction when the coupons are scanned with Flint app. Use the merchant portal to track issued and redeemed coupons. Flint will even send an automated reminder email to your customers before expiration.

Get Paid Quickly

Deposits are automatically sent to your bank account five days a week. Generally payment will be issued within 1-2 business days of the transaction. Once you enter your bank account details to your online Flint profile, deposits are sent directly to you from our merchant services partner, Fifth Third Bank. Transaction fees are automatically deducted from the deposits.

Flint supports U.S. based Visa and Mastercard branded card transactions. Flint does not currently support deposits to pre-paid card accounts.

Online Merchant Portal & Transaction History

Log in to our secure online merchant portal to access the details of your transaction activity history including your customer contact info. Various search and filter options within the portal make it easy for you to find the data you seek or create the reports you need. Download your transaction data into standard Excel or text formatted files and easily upload to your accounting software. Use the online portal to view your transaction history and customer contact info and send promotions and offers to past customers to ensure your business remains top of their mind.



Countries of use





Low Transaction Rates

Rates start at 1.95%. No hidden or monthly fees

  • Flint
  • Card Type Scan Keyed Entry
    Debit 1.95% 1.95%
    Credit 2.95% 2.95%



Swipe Keyed Entry
2.75% 3.5% + $0.15
2.75% 3.5% + $0.15

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