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ChargeNational online payment system


Updated on July 29, 2010
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General Information

ChargeNational, a division of Pivotal Payments Direct, is a Canadian owned and operated merchant services provider, offering guaranteed low rates for debit and credit card processing. Our motto is that if you are not 100% satisfied with our services, simply cancel within 30 days, no questions asked. Businesses large and small have come to trust us for their merchant account needs. Make the move to reliable and affordable payment processing today!

  • Low cost online payment processing - accept Visa®, MasterCard® and more.
  • All-in-one service for accepting credit cards, including a shopping cart.
  • Hosted payment page with a secure hosted checkout means no coding is required.
  • Enhanced security includes tokenization to help eliminate the risk of fraud.
  • Integrates with third-party payment gateways, including Authorize.net.
  • Recurring billing option for automated subscription-based online sales.


USD, Euro, GBP, Canadian, and others (Internationally)

Countries of use

ChargeNational offers both US Domestic and International payment processing solutions and merchant accounts.


All types of Internet businesses, mail-order and telephone order merchants.


Since ChargeNational caters to high-risk, high-volume accounts, rates vary depending on the type of business and monthly volume transacted, and rates are among the most competitive in this category. Call 1 866 770-7123 for a quick and free quote.

Integration approaches

Payments can be accepted online, by mail order, or by telephone.

Information for developers

Our gateway is certified with multiple Canadian and U.S. payment processors and uses the Internet as a low-cost, high-speed and secure communications network for delivering lightning fast transactions while enabling payments to be processed on any device, at any time, from any location!

  • Supports signature capture and retrieval.
  • Widely certified with major U.S. payment processors and banks.
  • High reliability and outstanding performance.
  • Easy to integrate web services API and platform-independent SDK.
  • Strong security; Meets VISA CISP requirements.
  • Virtual Terminal that supports peripheral devices like PIN-pads, check readers, etc.
  • Easy upgrading, deployment and administration.
  • Complete security and privacy features.

Our payments gateway is designed for retail, mobile, wireless, e-commerce, mail and telephone order electronic payment processing with state-of-the-art performance, reliability, security, and privacy.

Ease of Integration

You don't need to change your existing setup. Our Virtual Terminal integrates with any existing system or customized setup. You can easily import/export your existing customer database files.

Real-time Reporting

Follow your business performance anytime, from anywhere. Export business reports in your preferred file formats (XML, Excel, PDF and more).


Use our sophisticated fraud and security tools to protect your business and your clients.

PCI Compliance

Our Virtual Terminal meets all PCI standards, allowing your business to benefit from additional credibility.

Customizable User Access Levels

Assignable security levels let you control employee access to information.

Recurring Billing

Avoid errors by letting the gateway manage recurring payments.


Immediately process transactions from repeat customers, without re-entering customer information.

Dedicated Merchant Support

We can help you deal with any issue, including chargeback resolution, risk monitoring and more.

Fully Redundant System

Forget about downtime. Our backup servers keep your business up and running 24/7.

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