Instabill online payment system
153 systems total
Instabill has been providing e-commerce and mail order/telephone order (MOTO) credit card processing since 2001. We specialize in High risk merchant accounts and offshore merchant account solutions.
At Instabill, we understand that choosing the right payment processor can mean the difference between your company’s success and failure. Our most important assets? Satisfied customers. How do we do it?
You need a payment gateway you can count on—and you can’t waste valuable time and money trying to get it to work. At Instabill, we offer a proprietary, PCI-compliant payment gateway that makes processing credit cards online a breeze.
Our payment gateway is:
And you will receive:
Explore all the features of Instabill’s payment gateway.
Traditional domestic merchant banks aren’t the answer for every business. If you’ve had a hard time finding a merchant account that meets your processing needs without restrictive trading conditions, Instabill can help. We work with an extensive network of offshore banks with liberal underwriting policies. Most high risk businesses can start processing with Instabill in 2-3 business days—even if you have little or no prior processing history.
Instabill matches high risk merchants with their ideal banks. We are experts in finding payment processing solutions for:
Unsure if you need a high risk merchant account? Read more about what makes a business high risk.
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Generally speaking, the lower the risk associated with your business, the lower the service rate. One of our merchant acquiring banks will determine service rates based on type of business and payment processing history.
These merchant account set-up service fees range from $299 to $599.Instabill's service fee is never more than 10.0% of the retail amount charged during any billing period.
| Instabill Direct Merchant Account Fee | Service Fees |
|---|---|
| Transaction Fee | $0.20 |
| Monthly Fee | $10.00 |
| Service Fee US Merchants (exact rates determined by bank) |
1.50 to 3.50% |
| Service Fee Int'l Merchants (exact rates determined by bank) |
1.51 to 4.50% |
| Instabill Third Party Processing Merchant Account Fee | Service Fees |
|---|---|
| Transaction Fee | $0.50 |
| Monthly Fee | $49 |
| Service Fee US Merchants (exact rates determined by bank) |
3.50 to 5.50% |
| Service Fee Int'l Merchants (exact rates determined by bank) |
4.50 to 6.50% |
| Instabill High Risk Merchant Account Fee | Service Fees |
|---|---|
| Transaction Fee | $0.50 |
| Monthly Fee | $49 |
| Service Fee US Merchants (exact rates determined by bank) |
To be determined by the bank |
| Service Fee Int'l Merchants (exact rates determined by bank) |
To be determined by the bank |
Note: Note: Transaction fees and other charges are dependent on the type and duration of the customers' business, its credit history and past credit card transaction processing records along with the ranking of the business' credit. To get an instant price quote describing all our transaction charges, all you have to do is ask one of our account representatives!
Instabill provides merchant accounts to eCommerce and MOTO (mail order telephone order) businesses with the following payment cycles. Our banking partners determine the payout frequency. Similar to the note above, the payout frequency is based on the type of business, the merchant's credit card processing history, if any, and actual monthly sales turnover. You may request your preferred merchant account payment cycle to your Instabill merchant account representative.
All payments are made by wire transfer to the bank account of your choice
A rolling reserve is a small amount of money that the bank holds against the merchant's payment processing. It is generally a fixed percentage amount of the monthly sales turnover. While most US banks do not require a processing reserve fund, most offshore acquiring banks do.
As is customary in the credit card transaction processing industry, a merchant acquiring bank will withhold 5 to 10% of the total payment processing each billing period and place it into a rolling reserve fund. Six months following the date of each processing period, the 5-10% reserve fund is paid out to you.
For example, let's say your business is taking in the following revenues in a three month period. Based on a withholding rate of 5%, the release schedule looks like this:
| PROCESSING PERIOD | PAYOUT CYCLE |
|---|---|
| Daily | Three days in arrears (behind) |
| Weekly | One week in arrears |
| Weekly | Two weeks in arrears |
Your funds are released to you following a six month period. These funds are always held by your banking partner on your behalf. The reserve fund is used to protect banks and payment processors like Instabill from detrimental losses that may occur from excessive chargebacks or refund requests for purchased items not received from the merchant.
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As a payment service provider, Instabill has acquired the skill sets, tools, and infrastructure necessary to manage the demanding IT environments this industry requires.
Whether you are looking for complete managed web services, need someone to take care of your gateway integration, or simply need a place to host your website, Instabill's developers and network engineers are here to get your business moving!
Our IT team provides the following services:
The first version of the Internet, IPv4, does not supply enough IP addresses to support technical growth--but IPv6 can. Learn more about IPv6, the second version of the Internet, and why you should consider supporting it.
Read more on InstabillLast week, Instabill CEO Jason Field attended the ICE Totally Gaming 2012 Trade Show. He connected with new partners in effort to expand the payment solutions Instabill has to offer. Read about who attended and some of the hot topics of discussion.
Read more on InstabillLast week, social gaming developer Zynga launched the beta test for Zynga Bingo--but that's not all they've been working on. Read more about Zynga's new game and its how it hopes to join the online gambling industry.
Read more on InstabillAs an e-commerce merchant, you want to take every precaution when it comes to protecting your customers' credit card information. Learn about 3D Secure processing and what it can do for your business.
Read more on InstabillIn 2011, we began a wide range of new projects. From newsletters to tweeting, we're always thinking of new ways to connects with our merchants and partners. Find out what Instabill did in 2011 and what you can look forward to in 2012.
Read more on InstabillPosted on Jun 14, 01:09
Only fraudulent merchants who apply for a merchant account with Instabill find their monies are frozen. And rightfully so!! Instabill has processed online payments since 2001. We are a Visa and MasterCard registered Internet Payment Service Provider. We connect our own payment gateway to Offshore Banks whose under-writing policies are more liberal than US Banks. Merchants either connect to our PCI certified payment gateway directly through a direct XML interface or, they can connect to our payment gateway through NMI or Authorize.net. Instabill specializes in High Risk merchant accounts and Offshore merchant account services. We can be reached at 1 800 318 2713 or email sales@instabill.com
Posted on Oct 2, 19:45
I am working with them right now. I have a online-pharmacy and it works perfect
Posted on Jan 15, 16:07
I like their ACH processing feature, fee is pretty high though. And..many mentions in the internet about scam and some hold money, that makes me worry..
