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Braintree online payment system

Braintree
http://www.braintreepaymentsolutions.com

Updated on December 7, 2009
Views: 1387 | Clicks: 124


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General Information

Recurring Billing Systems for Online Payments

Maintain complete flexibility with your automated recurring billing and eliminate the need to process, store or transmit any credit card data or checking account information in your environment. Provide us the billing information and schedules and we’ll handle it for you or manage it yourself using our flexible API – it’s your choice.

With our credit card recurring billing and reporting solutions, our customers create online payment portals that allow cardholders to add, update and delete payment types, billing and shipping addresses and view transaction history.

Recurring Billing & Merchant Account Payment Types
  • Visa, MasterCard, American Express, Discover, Diners Club, Carte Blanche & JCB Card
  • E-check, ACH and Electronic Funds Transfer (EFT)
  • Consumer (level I), Corporate (Level II) & Procurement cards (Level III)
  • Payment tools: AVS (Address Verification Service), CVV2, CVC2 and CID (3 and 4 digit codes)
Functionality
  • Set up an unlimited number of recurring billing plans based on amount, duration and frequency
  • Easily create, update or cancel subscriptions via API or web-based interface
  • Automatically enroll customers upon sign-up
  • Manage and process via API, Batch Upload or web-based interface
  • Use default reporting solutions or create custom reports
  • Automatically reconcile merchant account transaction data with internal software applications
Simplified PCI Compliance and Increased Security Solutions
  • Replace credit card information with unique tokens for automated recurring billing
  • No credit card data is present in the merchant environment to be stolen
  • Reduce the scope of PCI Compliance by as much as 90%
  • Maintain the same control over the credit card information as if it were present

Currencies

* Australian dollar * Brazil real * British pound * Canadian dollar * Chinese renminbi * Danish krone * European Union euro * Indian rupee * Israeli shekel * Japanese yen * Hong Kong dollar * Mexico pesos

Users

all

Fees

Merchant Account
 
Visa/MasterCard/Discover
Qualified    2.29% + $.30
Non Qualified  2.89% + $.30
International  0.5%
Chargeback  $15
Monthly Fee $35
Monthly Minimum  $75
American Express 3.25% + $.30
Setup $99
 
Gateway  
Included!
Vault  $20/month + $.01/card/month
Recurring Billing  $.10 per subscription/month

 

Integration approaches

 Merchant Account Payment Types

  • Visa, MasterCard, American Express, Discover, Diners Club, Carte Blanche, JCB Card, & Private Label
  • Country Specific: Switch/Solo (U.K. only), Interac (Canada only) Dankort (Denmark) and more
  • Verified by Visa and MasterCard SecureCode
  • Consumer (level I), Corporate (Level II) & Procurement cards (Level III)
  • Cross & Multi Currency for global payments
  • E-check/ACH processing for U.S. Domestic
  • European Direct Debit (similar to U.S. echeck)
Remote credit card storage and simplified PCI Compliance
  • Prevent credit card data from ever entering the merchant environment
  • Maintain equal if not greater functionality and use of credit card data
  • No change to the user experience – keeping your brand, process and preferences in place
  • Achieve compliance in as few as 90 days
Payment Processing Methods
  • API Integration
  • Batch Upload
  • Virtual Terminal
  • Swiped
Reporting Functionality
  • Real-time reconciliation and reports
  • View all transaction data via our Virtual Terminal or by using our Query API
  • Sort, bucket and add customized descriptions to meet internal reporting needs
Fraud and Risk Management
  • Comprehensive & advanced rule-based fraud scrubbing utility
  • AVS, CVV2, CVC2 and CID rule set for validation, acceptance and decline
  • Verified by Visa & MasterCard SecureCode
Merchant Account Flexibility
  • Unlimited number of merchant accounts (e.g. companies, divisions) managed through a single login
  • Master Vault access to process on behalf of other merchants
  • User access controls and permissions
  • Create customized fields integrated with reporting

Information for developers

The Braintree Gateway API can be used two ways: either Server-to-Server or Transparent Redirect.

Server-to-Server

The Server-to-Server API is a usual web service API. For an example transaction workflow, your customer would submit his or her credit card data on your website to your server. You would then send it from your server to the gateway. Transmission from your server to the gateway is encrypted using SSL. It is important to note that the full credit card data is passing through your server in this scenario. We developed the Transparent Redirect API to eliminate this security risk for merchants.

Transparent Redirect

Our Transparent Redirect API completely eliminates the handling and processing of credit card data from your environment. This greatly reduces the scope of PCI Compliance and increases your security. Using Transparent Redirect, you can maintain the same look and feel of a normal check out process and have complete control over the user experience. Transparent Redirect is not a hosted page solution; it's entirely transparent to the end user.

See our four minute PCI Compliance Video
How Transparent Redirect Works

Step 1 Upon the customer's request to checkout, you display a form to your customer that collects the required payment information. When the customer submits the form, the data is posted directly to the Braintree Gateway over an SSL connection.

Step 2 The Braintree Gateway then stores the data and redirects the customer back to the your site. Because the Gateway redirects the customer back to your site without displaying any content the customer won't notice that he or she ever left your site.

Step 3 The customer's browser requests the redirected URL from the merchant's site. The query string for the request URL contains a token that identifies the data stored in Step 1.

Step 4 Using the client library, you make a server-to-server call to the Gateway to complete the processing of the request. This step ensures that if the customer doesn't complete the redirect back to your site, the Gateway will not run the transaction.

Step 5 After receiving the confirmation request, the Gateway will run the transaction and send the response back to your server.

Step 6 You can use the response from Step 5 to display relevant data to the customer, such as the status of the transaction.

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